Gopher State Agency

(763) 427-9440

Gopher State Agency

Phone: (763) 427-9440
Fax: (763) 780-1734
1633 County Road 10, Suite 16
Spring Lake Park, MN 55432 (MAP)
Servicio en espaƱol: (763) 656-3854
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This agency is licensed only in Minnesota and Wisconsin. Company links or logos on this web site does not imply the endorsement by those companies of this web site. This is an "agency only" site. Please note that we cannot bind coverage through our web site or through email. For more information regarding bound coverage, please visit our LEGAL page, or call us.

Business Insurance

Business Insurance

Get a Business Insurance Quote

Do you know if these key areas are adequately covered?

  • Property coverage
  • Liability
  • Business interruption


Property coverage is often divided into two parts in a business policy:
Fixed Property (buildings, fixtures, etc.)
Contents (equipment, inventory, etc.) or it can be a combined single limit.

The ways that your property can be covered are: "All Risk" or "Specified Peril."


Liability coverage generally protects you from claims that arise out of harm your business (including employees) cause another.
Key questions:

  • Do you operate off-site?
  • Serve alcoholic beverages at functions?
  • Sell products that could cause harm?
  • Do you or your employees operate personal vehicles at anytime in the course of doing business?


What happens if your business is shut down? Who will pay the bills? Will you be able to resume when everything is back to normal?
This coverage is often overlooked. It shouldn't be.

Ask us to review what you currently have and we can work with you to make sure you are adequately protected!